If you’re buying or selling a home in Kitsap County this fall, you’re likely asking: Is this the right time to make a move?In this in-depth market report, I’ll walk you through what’s really happening in Kitsap real estate right now — including pricing trends, buyer demand, inventory insights, and how to position yourself for success.
Whether you’re planning your first home purchase, upsizing, or selling and buying simultaneously, this report will help you make a smart, informed decision.
📊 Fall 2025 Kitsap Real Estate Snapshot
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Buyer activity is increasing, particularly in the $600K–$900K range
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Inventory remains low countywide, especially for updated homes on land
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Interest rates are stabilizing, hovering around 6.4% average
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Multiple offers are returning for well-prepped homes in key price points
High-income feeder markets like Seattle, Redmond, and California suburbs are continuing to send qualified relocation buyers to Poulsbo, Bainbridge, and Silverdale.
🔍 Buyer Trends This Season
1. Buyers are less rate-shocked and more strategic
After 2024’s rate volatility, buyers have adjusted. Many are entering the market again after waiting, and they’re focused on value and longevity — not just price.
2. Relocation buyers are back
Remote workers and high-earning professionals from Seattle, Portland, San Francisco, and Denver are actively shopping Kitsap for better quality of life, privacy, and equity-building.
3. Lifestyle is a priority
Buyers are prioritizing homes with:
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Outdoor space
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Proximity to water or trails
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Gardens or homesteading potential
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Updated kitchens, baths, and bonus rooms
Homes that check these boxes are selling quickly, even with higher monthly payments.
🏡 Inventory & Days on Market
Kitsap inventory remains 25–30% below 5-year averages. Many sellers are holding onto low-rate mortgages, which continues to impact supply. As a result:
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Move-in-ready homes in North Kitsap (Poulsbo, Suquamish, Vinland, Miller Bay Estates) sell in under 10 days
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Waterfront listings priced well are seeing showings within 48 hours
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Bainbridge Island listings under $1.4M continue to move quickly
Average Days on Market:
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Bainbridge Island: 12 days
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Poulsbo: 9 days
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Silverdale: 14 days
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Kingston: 11 days
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Port Orchard: 17 days
💸 Pricing Trends
The Kitsap median home price as of September 2025 is $615,000—a slight 3% increase from Fall 2024. The biggest appreciation is in:
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Poulsbo: Median price is $725,000 (+4.5%)
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Bainbridge Island: Median price is $1.27M (+3%)
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Silverdale: $670,000 (+3.2%)
Price growth is steady, not explosive — which means well-prepped, fairly priced homes are winning. Overpriced listings are sitting longer and often reducing after 2–3 weeks.
⚡ Seller Strategy: Why Fall Still Works
Many Kitsap homeowners assume spring is the best time to sell. But fall is often overlooked and highly strategic. Here’s why:
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Less competition → More attention on your listing
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Relocation buyers want to move before year-end or early 2026
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Equity is high for most seller-buyers who purchased 3–5+ years ago
If your home is in a desirable neighborhood, near schools, or has updated features, now is an excellent time to list. Buyers are hungry for the right inventory.
🏠 Buyer Strategy: How to Compete Without Overpaying
You can still win in this market without stretching your budget. Here’s how:
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Get pre-approved now — it shows sellers you're serious
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Be flexible on closing timelines or rent-backs
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Write clean offers — minimize contingencies when possible
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Partner with a local agent who knows neighborhood pricing, off-market options, and seller motivations-ME!
👀 What to Watch for This Winter
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Possible rate decreases in early 2026 (watch for sub-6%)
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New construction inventory release near Silverdale and Port Orchard
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Bainbridge luxury listings expected to come on pre-spring
If you're planning to buy or sell in the next 6 months, it pays to plan now.
🔑 Ready to Make a Move?
Whether you're upsizing, relocating, or selling to cash in on equity, fall 2025 is packed with opportunity. Let's build a custom plan that makes your move strategic and successful.
📩 Request your free home valuation or buyer consultation at homewithgrimes.com, or DM me on Instagram @centralvalleyhomestead
